I once heard a story about a wealthy man who told a construction worker to build a four storey house without the first three level. In the end, the house which the construction worker built for the wealthy man collapse with the wealthy man inside it.
Sometime i wonder why so many people(including me) find it hard to tackle life's problem when so many of our folklore story told to us in school content so many moral behind it.
The reason why i told the story above because I'm going to BUST the bigger myth that a lot of people believe and that myth is the "rap to riches myth".
This myth are uses by a lot sale people as a tactic to convince their listener.
it true that poor people does become well doing but in a very slow,DARING,LOGIC and stable manner.
The rule of money is
"the poor will become poorer, and the rich will become richer"
This is the money grow money theory which is investment,which is by a daring and logical manner
"the poor will only become richer by learning how to manage money"
This is the theory of budget and saving which is the slow and stable manner.
i found some very interesting thing on the net. It the story of bill gates.
Everybody know the story, he is a hardworking guy who drop out of college and create his own wealth by selling his own computer operation system.
The truth in detail is, he drop out of a college called Harvard and his family funded him a computer to start his experiment on the operation system.To own a computer at the late 60's and to get into Harvard college means his parent is super rich!! source:
http://www.cracked.com/article_16989_6-inspiring-rags-riches-stories-that-are-bullshit.html
So next time if any body tell you that you can get super rich from super poor just by follow certain instruction such as buying his product, following his way, buy this house. i strongly suggest that you do your own research and own planning.
the best thing is to analysis what is the need of this "wise guy".
What about shares?
to be honest i was luckily that nobody told me that they could made 30,000 SDG in profit in a day or else i would feel like either to kill that guy or dig a hole and hide my head for even to listen to him.(Got one guy told me his friend can made 10,000 SDG a month working in refinery just by getting a uni Cerf.I wonder what the company turn over is going to be like if they are going to give their worker their AWS of 4 month when each of them earn above 2000 dollar each month. prehap telling that uni grad to manage the whole waste water treatment plant single handed would be more logic )
The more money you want to win in share mean the more money you will have pump in, the higher the input the harder it is to win back the loss compare to those who put lower input.beside you can only put in sdg 20,000 for one share. which mean you got to analysis more than three to five share just to earn that 30,000 in a day.
Profit about 4000 dollar to as low as 100 dollar a day is possible if one isn't greedy in playing this game of short term investment. i saw people losing 10,000 dollar and people winning 600 dollar a day.
Adding up the profit and loss in each of this input of money into one's pocket show that you still need at least 3 year to be every rich. if one can resist the temptation of not buying anything on loan.
Unless one is talking about total financial freedom such as passive income.Then becoming very rich is possible.
I would suggest the best place to start becoming good in managing wealth is:
1.Popular bookshop to buy book that can advise you
2.library to borrow those books
3.Attend a financial seminar, it worth every cent, some is Free!
4.Go and get a Cerf in learning how to sell finance stuff(i believe it in suntec city area) https://www.scicollege.org.sg/newsCGIBnDGIB.asp
5.Get a rich friend(not those who said they are rich)
6.If your parent is holding a low pay job and able to feed the whole family, learn from them.
7.Go to this blog http://singaporeprofit.com/ to learn about what you need.
8.Attend trading course
Get a financial planner only after you know the basic of managing wealth and knowing what you want from them.(if you don't know what you need, then they will know what they need from you)
Saturday, January 31, 2009
Friday, January 30, 2009
30th jan 2009(time) a random thoughts
Today i had watched the animation "death note" on DVD which i had brought from the CD shop.
After watching two hour of it, i had completed 12 chapter of it.(i had injury my hand, on 10 days MC, so i spent this time relax at home)
i remember when i was not so well doing, in term of salary, i used to catch "death note" on YouTube when this series was very famous.It took me 1 month to complete watching 12 chapter.
Reason behind this was because the owner of the video need at least two days to upload the video.and that time i was working as an sale assistant in popular bookstore, time wasn't on my side.
The time difference of completing the 12 chapter of "death note" animation leads me to a lot of thoughts.
i find that if a person use his time wisely, he can complete one task within a very short period of time.
it made the quote "don't count your days, but make everyday counts" sound more and more logical the more i think about the time differences.
last time when i was in wushu, my instructor loves last min work.He always idle around, telling us to train things that doesn't seems to get us anywhere. When our sifu told my instructor that he need people for performance, he would quickly rush to train us. The end results was that we looked like amateur from the rest of the club who was well prepare.
He could have use the idling time to sharpen our skills.
We didn't blame him, as the "idle spirit" was there.And i was a big dreamer that time.(7 years ago)
I had read story of great people who done great thing, they never idling but always training,planning and preparing.
Each second mean something for them.
sometime i felt guilty of idling around.
Even though i have a habit of idling, i will slowly get rid of the habit as my new year resolution.
As i continue to think about using time wisely.
i recall of myself:
- sending 20 resume in 2 weeks to land myself in a job.
-jog everyday 2 weeks before national service just to survive pre-course, when before that i can't even jog 500metre
-do 5 push up 3 times everyday just to progress to 50 push up 3 times one month before national service.
-chat up with girls who i don't know on the street( it at town area, don't get any weird idea) for 6 months just to cure my shyness.
-read 2 hours everyday just to learn how to think, 3 month before NS.
I had done all this "experiment". Time is indeed something that i need to use wisely.I just imagine that if i had used this time wisely when i was younger, i could have complete even more things.
the past is the past,what left is the present.And the only way is to continue to move on with new wisdom learned.
After watching two hour of it, i had completed 12 chapter of it.(i had injury my hand, on 10 days MC, so i spent this time relax at home)
i remember when i was not so well doing, in term of salary, i used to catch "death note" on YouTube when this series was very famous.It took me 1 month to complete watching 12 chapter.
Reason behind this was because the owner of the video need at least two days to upload the video.and that time i was working as an sale assistant in popular bookstore, time wasn't on my side.
The time difference of completing the 12 chapter of "death note" animation leads me to a lot of thoughts.
i find that if a person use his time wisely, he can complete one task within a very short period of time.
it made the quote "don't count your days, but make everyday counts" sound more and more logical the more i think about the time differences.
last time when i was in wushu, my instructor loves last min work.He always idle around, telling us to train things that doesn't seems to get us anywhere. When our sifu told my instructor that he need people for performance, he would quickly rush to train us. The end results was that we looked like amateur from the rest of the club who was well prepare.
He could have use the idling time to sharpen our skills.
We didn't blame him, as the "idle spirit" was there.And i was a big dreamer that time.(7 years ago)
I had read story of great people who done great thing, they never idling but always training,planning and preparing.
Each second mean something for them.
sometime i felt guilty of idling around.
Even though i have a habit of idling, i will slowly get rid of the habit as my new year resolution.
As i continue to think about using time wisely.
i recall of myself:
- sending 20 resume in 2 weeks to land myself in a job.
-jog everyday 2 weeks before national service just to survive pre-course, when before that i can't even jog 500metre
-do 5 push up 3 times everyday just to progress to 50 push up 3 times one month before national service.
-chat up with girls who i don't know on the street( it at town area, don't get any weird idea) for 6 months just to cure my shyness.
-read 2 hours everyday just to learn how to think, 3 month before NS.
I had done all this "experiment". Time is indeed something that i need to use wisely.I just imagine that if i had used this time wisely when i was younger, i could have complete even more things.
the past is the past,what left is the present.And the only way is to continue to move on with new wisdom learned.
Monday, January 12, 2009
13th Jan 2009(disable)
Last night i watch a documented film titled " The Human spirit".It about a putting a group of strong willed disabled people together to complete a journey across Africa.
I was totally impress by the strong will of the disable.They conquer the difficulty in their daily life and now they are doing thing that the able bodies might not able to accomplish.
There is white guy in the group who lose one of his hand in an accident.The words that he said is very uplifting.He said "When you are near to death and it seems that you are losing everything, it actually kinda give you a sense of strong confidence that you can overcome everything.Because nothing out there is worst than this.With this sense of confidence i always told myself i can do it and hate other people saying they can't do it.A lot of people are disable up there in their head. they just keep saying they can't do it."
His word hit me hard.As there are days in my past when i become very emotional over little things.And end up going no where.
I had seen rich people who are able-bodied crying over little things and create a big fuss.wasting everybody times. And very poor people instead of solving their own problem they create even more problem.
I once read in the newspaper about a girl in Singapore who had cancer.She wrote a blog about her feeling and experience during her fight against this illness.
Her blog is fill with positive words and humor.She made the best out of every bad things that the cancer had done to her.She was a happy girl till her very last breath.She had lose her fight against cancer.What live on from her, is her human spirit to smile in the face of such unfairness.
Prehap this is why most religion told us not to be too attach to the material world.As we might lose sight of the human spirit within us and become "disable".
I was totally impress by the strong will of the disable.They conquer the difficulty in their daily life and now they are doing thing that the able bodies might not able to accomplish.
There is white guy in the group who lose one of his hand in an accident.The words that he said is very uplifting.He said "When you are near to death and it seems that you are losing everything, it actually kinda give you a sense of strong confidence that you can overcome everything.Because nothing out there is worst than this.With this sense of confidence i always told myself i can do it and hate other people saying they can't do it.A lot of people are disable up there in their head. they just keep saying they can't do it."
His word hit me hard.As there are days in my past when i become very emotional over little things.And end up going no where.
I had seen rich people who are able-bodied crying over little things and create a big fuss.wasting everybody times. And very poor people instead of solving their own problem they create even more problem.
I once read in the newspaper about a girl in Singapore who had cancer.She wrote a blog about her feeling and experience during her fight against this illness.
Her blog is fill with positive words and humor.She made the best out of every bad things that the cancer had done to her.She was a happy girl till her very last breath.She had lose her fight against cancer.What live on from her, is her human spirit to smile in the face of such unfairness.
Prehap this is why most religion told us not to be too attach to the material world.As we might lose sight of the human spirit within us and become "disable".
Sunday, January 11, 2009
12th Jan 2009(A crossing over dialogue)
It was 2005, I'm was alone in my department under a semi-conductor plant.Having to complete a two men job all on my own before lunch time was a challenge.(My senior was on medical Leave) As i need to plan fast my move,doing logistic, moving chemical gas cylinder and charging them up.(My department one day only got two people working)
After completing my task and covered in sweat, i went into the control room to take a break before my lunch. i unexpectedly found a friendly engineer Sitting in the control room taking a break.
He was from Malaysia,he left his rural hometown of more than 100km at the age of 21 to the city of Singapore to find work.
I sat down on the chair and begin to chat with him.I started the topic by asking him on why he never stay in his home town to work instead of travelling so far to work.
He told me that finding job was quite hard for a Chinese there and the expense there was quite high unlike Singapore.
The Malaysian continue the conversation by telling me his story.
After he completed his basic education under a Malay base school(which mean he completely don't know how to read and write Chinese) and he left his rural hometown in johor bahru to KL for further education.
he completed his diploma in electrical engineering and beginning to find a job in Malaysian. However, being a Chinese mean job chances are given to the "first class" citizen first, he didn't give up searching. After landing his first job as an technician in Malaysia, he found that his pay is not enough to catch up with the heavy daily expense no matter how thrifty he tried.(when i went to genting, i spend around 20rm for one meal.i can spend 6 sing dollar in Singapore for one meal eating in orchard)
One day,He heard from his friend who is working in Singapore that the environment and pay is good compare to Malaysia.With nothing to lose, he rode his bike to Singapore to find job.
He worked in popular bookstore for more than a year.During that year, he rented a room in Singapore for 300 dollar a month which is a wise choices.(imagine having to ride a bike for 100km back and forth everyday, this prove that Honda bike is the best)
while working in retail line,he never give up searching for a job as an engineer because of his passion in technical stuff.
After he found a job in a semi-conductor plant as a technician.He never give up learning.Al way asking question and go for upgrading course.Within two years he become an engineer.
I was inspire by his story.before i left for the canteen, he told me that he was going to look for another big company after working another year here.
His life is hard and his boss is demanding, but he never stop smiling. which sometime put me, a person who born in a place full of opportunity, to shame.
It is time for me to walk out of the "strawberries generation"?
After completing my task and covered in sweat, i went into the control room to take a break before my lunch. i unexpectedly found a friendly engineer Sitting in the control room taking a break.
He was from Malaysia,he left his rural hometown of more than 100km at the age of 21 to the city of Singapore to find work.
I sat down on the chair and begin to chat with him.I started the topic by asking him on why he never stay in his home town to work instead of travelling so far to work.
He told me that finding job was quite hard for a Chinese there and the expense there was quite high unlike Singapore.
The Malaysian continue the conversation by telling me his story.
After he completed his basic education under a Malay base school(which mean he completely don't know how to read and write Chinese) and he left his rural hometown in johor bahru to KL for further education.
he completed his diploma in electrical engineering and beginning to find a job in Malaysian. However, being a Chinese mean job chances are given to the "first class" citizen first, he didn't give up searching. After landing his first job as an technician in Malaysia, he found that his pay is not enough to catch up with the heavy daily expense no matter how thrifty he tried.(when i went to genting, i spend around 20rm for one meal.i can spend 6 sing dollar in Singapore for one meal eating in orchard)
One day,He heard from his friend who is working in Singapore that the environment and pay is good compare to Malaysia.With nothing to lose, he rode his bike to Singapore to find job.
He worked in popular bookstore for more than a year.During that year, he rented a room in Singapore for 300 dollar a month which is a wise choices.(imagine having to ride a bike for 100km back and forth everyday, this prove that Honda bike is the best)
while working in retail line,he never give up searching for a job as an engineer because of his passion in technical stuff.
After he found a job in a semi-conductor plant as a technician.He never give up learning.Al way asking question and go for upgrading course.Within two years he become an engineer.
I was inspire by his story.before i left for the canteen, he told me that he was going to look for another big company after working another year here.
His life is hard and his boss is demanding, but he never stop smiling. which sometime put me, a person who born in a place full of opportunity, to shame.
It is time for me to walk out of the "strawberries generation"?
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